Risk & Fraud Analyst — 12-Month Placement

About the role

Financial Crime & Risk Operations sees every strange thing that happens on the Junction Pay network: the merchant whose average ticket size triples overnight, the twelve cards presented from one device in ninety seconds, the refund pattern that only makes sense if someone is laundering. Twenty-two people run the queues, tune the rules and file the suspicious transaction reports.

This is a full twelve-month industrial placement designed for a penultimate-year undergraduate in a quantitative, computing, risk or business discipline. You will be given a real queue and real authority to escalate within your first month, because the only way to learn fraud is to look at a few thousand cases. You are paired with a named analyst mentor and sit in on the weekly rules committee from day one.

We hire from this programme. Of the last three cohorts, five of nine placement students came back as graduate analysts, and two of those now write detection rules for a living.

What you'll do

• Work the daily alert queue — review flagged transactions, gather evidence and recommend release, hold or account suspension
• Investigate merchant onboarding referrals: company searches, beneficial ownership, adverse media and a written recommendation
• Build the weekly false-positive report and present the two most interesting cases to the rules committee
• Support senior analysts on suspicious transaction reporting, including drafting the narrative for review
• Pull your own data in SQL rather than raising a ticket — we will teach you if you are not there yet

What we're looking for

• Penultimate-year undergraduate at a Hong Kong institution, available for twelve consecutive months from January 2027
• Right to work in Hong Kong for the full placement period (this route does not carry sponsorship)
• Business-level Cantonese and English — you will read Chinese-language merchant documents and write English case notes
• Comfortable with spreadsheets and willing to learn SQL properly; any exposure to Python is a bonus, not a requirement
• The temperament for repetitive judgement calls: 400 alerts do not get more interesting, and the 401st still needs to be right

Nice to have

• A prior internship in banking operations, audit or compliance
• Coursework in statistics, criminology or information security
• Reading knowledge of Simplified Chinese for cross-border merchant files

What you get

• Named mentor, monthly one-to-one and a written reference at the end of the placement
• Free lunch in the Cyberport canteen and a shuttle pass from Admiralty
• Full access to internal training, including the AML certification pathway
• Priority interview slot for the following year's graduate programme